They do. Mine are insured.
Ditto! Mine is insured through them as well. I’ve never had to place a claim, so the one thing that worries me would cut quality of a replacement diamond. I spent so much time finding a diamond with PS recommended specs, a good HCA score and Hearts and Arrows symmetry! IGI ideal is pretty broad (as is GIA Excellent), I wonder if it’d just be stuck with another ideal cut or if I’d be able to cherry pick.